A credit card powered by digital asset collateral.
Use eligible digital assets as collateral to power everyday spending wherever Visa is accepted. The Credium card is a credit card; transactions process over the Visa network and settle in fiat.
Credit CardHow the Credium card works
Credit card, not prepaid
The card is not loaded or topped up. Eligible transactions are authorized using digital asset collateral.
Powered by collateral
Eligible digital assets can be used as collateral to support everyday card spending.
Visa acceptance
Use your card at Visa-accepting merchants worldwide.
Fiat settlement
Card transactions process over the Visa network and settle in fiat, subject to applicable card terms.
The Credium card is separate from Credium's self-hosted wallet, conversion features, and partner payment rails. Wallet, conversion, SWIFT, SEPA and crypto rail services are provided separately by authorized third-party partners where required and are not part of the card program.