Credium Wallets Terms and Conditions

Credium® is a registered trademark of DFI CAPITAL MANAGEMENT LTD. References in these Terms to Credium refer to DFI CAPITAL MANAGEMENT LTD together with its majority-owned and controlled subsidiaries worldwide, acting under the Credium® brand.

These Credium Wallets Terms and Conditions (the "Terms") govern your access to and use of the non-custodial wallet features made available through credium.com, the Credium platform, and related mobile applications. By creating, accessing, or using a Credium Wallet, you agree to these Terms.

Important non-custodial wallet notice. Credium Wallets are intended to be self-hosted and non-custodial. Credium does not custody Digital Assets, does not supervise or control funds, and does not hold Private Keys for or on behalf of Users. All Wallet transactions are authorized by the User through User-controlled credentials, authentication methods, permissions, smart contracts, delegates, or automation enabled by the User. Credium cannot initiate, approve, cancel, reverse, recover, or otherwise control Wallet transactions or Digital Assets.

1. Definitions

For purposes of these Terms, the following definitions apply. Capitalized terms not defined here may be defined in other Credium terms, policies, partner terms, or notices that apply to you.

"Applicable Law" means all laws, regulations, rules, regulatory guidance, sanctions, court orders, administrative requirements, and legally binding requirements applicable to Credium, you, a Supported Network, a Wallet, Digital Assets, or any related service.

"Authorized Partner" means a third-party service provider that is authorized, licensed, registered, exempt, or otherwise permitted to provide regulated services in the jurisdictions where such services are made available, including payment, card, fiat rail, conversion, on-ramp, off-ramp, identity verification, or similar services where applicable.

"Blockchain Network" means a blockchain, distributed ledger, smart contract network, protocol, bridge, sidechain, rollup, or similar decentralized or distributed technology system.

"Credium Platform" means credium.com, any Credium dashboard, web application, mobile application, application programming interface, software interface, or other digital interface through which Credium Wallets or related services are made available.

"Credium Products" means the products, software, interfaces, features, tools, and services made available under the Credium® brand, including Credium Wallets and related non-custodial wallet features, but excluding Regulated Services, Authorized Partner services, and Third-Party Services unless expressly stated otherwise.

"Credium Wallet" or "Wallet" means a self-hosted, non-custodial digital asset wallet made available through the Credium Platform using Third-Party Wallet Infrastructure and configured so that the User, and not Credium, authorizes transactions and controls wallet activity.

"Digital Asset" means any cryptographic token, virtual asset, stablecoin, coin, network token, or other blockchain-based asset that may be supported by a Credium Wallet or displayed on the Credium Platform.

"Non-Custodial Wallet Provisioning" means the provision of software, interfaces, application features, and informational technology layers that allow a User to create, access, view, and interact with a Wallet and Supported Networks, without Credium taking custody or control of Digital Assets or private keys on behalf of the User.

"Private Key" means private key material, signing material, recovery factors, credentials, passkeys, secrets, or other cryptographic controls that can authorize Wallet actions, whether held, sharded, reconstructed, or managed through Third-Party Wallet Infrastructure and User-controlled authentication methods.

"Regulated Services" means services that may be subject to licensing, registration, authorization, or financial regulation, including fiat payments, card issuing, card processing, money transmission, e-money, conversion, on-ramp, off-ramp, brokerage, custody, or similar regulated activities.

"Supported Asset" means a Digital Asset that the Credium Platform displays, supports, or enables you to interact with from time to time. Supported Assets may change without notice, subject to Applicable Law and technical availability.

"Supported Network" means a Blockchain Network that the Credium Platform displays, supports, or enables you to interact with from time to time. Supported Networks may change without notice, subject to Applicable Law and technical availability.

"Third-Party Wallet Infrastructure" means technology, software, key management, authentication, recovery, transaction signing, node, RPC, indexing, analytics, security, hosting, or other infrastructure supplied by third-party providers, including Privy.io, and used by Credium to make Credium Wallets available.

"USDC" means the U.S. dollar-referenced stablecoin or token commonly known as USDC. USDC is not issued by Credium.

"USD Balance" means the user interface display of the estimated U.S. dollar market value of USDC actually present in, or attributable to, a Credium Wallet. A USD Balance is an accounting and display abstraction only and is not fiat money, electronic money, a deposit, stored value, or a claim against Credium. Any other Digital Asset is displayed in USD only where expressly indicated by a specific Credium Product feature.

"User" or "you" means the individual, company, organization, administrator, authorized representative, or end user who creates, accesses, controls, or uses a Credium Wallet.

2. Scope and Acceptance of the Terms

2.1. These Terms apply to Credium Wallets and related non-custodial wallet features. Other Credium products, Authorized Partner services, card programs, fiat rails, conversion services, or regulated features may be subject to separate agreements, partner terms, eligibility checks, fees, and disclosures.

2.2. If you use the Credium Platform on behalf of a company, organization, or other legal entity, you represent that you are authorized to bind that entity. In that case, references to "you" include both you and that entity.

2.3. You must not use the Credium Wallets unless you are legally permitted to do so in your jurisdiction, meet all eligibility requirements, and are not prohibited by Applicable Law, sanctions, Credium policies, partner requirements, or the Credium Prohibitions List.

2.4. If you do not agree to these Terms, you must not create, access, or use a Credium Wallet.

3. Nature of the Credium Wallets

3.1. Credium Wallets are intended to be self-hosted and non-custodial. Credium provides software interfaces and related technology layers that allow Users to interact with Supported Networks and Supported Assets. Credium does not hold Digital Assets for Users, does not supervise or control User funds, and does not maintain custodial accounts for User Digital Assets.

3.2. Credium Wallets are offered through Third-Party Wallet Infrastructure, including Privy.io. The Wallet may rely on third-party technology for embedded wallet creation, authentication, passkeys, recovery, transaction authorization, key security, network connectivity, indexing, analytics, and related functions.

3.3. Credium does not receive, store, or hold Private Keys for Users. Credium does not have unilateral ability to move Digital Assets from your Wallet, sign transactions for you, reverse blockchain transactions, or recover Digital Assets sent to an incorrect address or unsupported network.

3.4. Credium Wallets are not bank accounts, payment accounts, e-money accounts, stored value accounts, securities accounts, brokerage accounts, or deposit accounts. Digital Assets held in a Wallet are not deposits with Credium and are not insured or guaranteed by Credium.

3.5. The non-custodial wallet provisioning described in these Terms is intended to be a software and technology service that enables User-controlled interaction with Blockchain Networks. It is not intended to constitute custody, deposit-taking, issuance of electronic money, money transmission, or other Regulated Services by Credium unless expressly stated in separate terms and authorized under Applicable Law.

4. User Control and Transaction Authorization

4.1. All Wallet transactions must be authorized by the User or through authentication methods, permissions, smart contracts, delegates, or automation that the User enables. Credium does not initiate Wallet transactions without User authorization.

4.2. You are solely responsible for reviewing transaction details before authorizing any transaction, including recipient address, asset, amount, network, gas fees, smart contract permissions, token approvals, bridge details, exchange rates, and any other transaction parameters displayed or made available to you.

4.3. Blockchain transactions are generally irreversible once submitted or confirmed. Credium cannot cancel, amend, reverse, refund, recall, or otherwise recover a transaction after you authorize it or after it is broadcast to a Blockchain Network.

4.4. You are responsible for ensuring that the recipient address, Blockchain Network, asset type, and transaction data are correct. Sending Digital Assets to the wrong address, wrong network, unsupported asset, malicious smart contract, or incompatible wallet may result in permanent loss.

4.5. Credium may display transaction prompts, confirmations, warnings, risk signals, compliance prompts, or other information, but those tools are provided for convenience and do not replace your obligation to review and authorize transactions carefully.

5. Third-Party Wallet Infrastructure

5.1. Credium Wallets depend on Third-Party Wallet Infrastructure, including Privy.io. Availability, performance, recovery, authentication, signing, and transaction functionality may depend on third-party systems that Credium does not own or control.

5.2. You acknowledge that third-party providers may have their own terms, policies, privacy notices, technical limitations, service interruptions, security measures, and recovery procedures. Where those terms apply, you must comply with them.

5.3. Credium is not responsible for any loss, delay, unavailability, transaction failure, data error, security event, recovery limitation, or other issue caused by Third-Party Wallet Infrastructure, Blockchain Networks, third-party nodes, RPC providers, indexers, market data sources, smart contracts, wallets, decentralized applications, or other third-party systems, except to the extent such responsibility cannot be excluded under Applicable Law.

5.4. Credium may change, replace, suspend, or discontinue Third-Party Wallet Infrastructure, Supported Assets, Supported Networks, or related features at any time, including for legal, technical, security, operational, or partner-related reasons.

6. USD Balance, USDC and Displayed Values

6.1. The Credium Platform may display a USD Balance for convenience. The USD Balance represents the estimated U.S. dollar market value of USDC actually present in, or attributable to, your Wallet. The underlying asset is a Digital Asset, not fiat U.S. dollars held by Credium. Any other Digital Asset is valued in USD only where a specific Credium Product feature expressly indicates that it is supported.

6.2. References in the Credium Platform to "USD", "$", "USD Balance", or similar expressions are interface labels and valuation abstractions only. They do not mean that Credium has issued fiat currency, electronic money, stored value, deposits, or other monetary obligations to you.

6.3. USDC is issued and operated by third parties and is subject to its own risks, terms, redemption limitations, market conditions, de-pegging risk, issuer risk, network risk, regulatory risk, and technical risk. Credium does not issue USDC, guarantee the value of USDC, guarantee redemption of USDC, or guarantee that USDC will maintain parity with any fiat currency.

6.4. Displayed balances, valuations, prices, exchange rates, and transaction information may be delayed, incomplete, inaccurate, unavailable, rounded, or based on third-party market data. Credium is not responsible for decisions made in reliance on displayed values, except to the extent such responsibility cannot be excluded under Applicable Law.

6.5. A USD Balance may change due to market price, stablecoin parity, blockchain confirmations, pending transactions, fees, reversals by third-party services, technical errors, network outages, or other factors. You should independently verify balances and transactions where accuracy is important.

7. Access Through credium.com and Mobile Applications

7.1. You may access Credium Wallets through credium.com, the Credium Platform, and related mobile applications that Credium makes available from time to time. You must use only official Credium channels and should verify that you are interacting with the correct website, application, domain, and prompts.

7.2. You are responsible for the security of your devices, accounts, passkeys, passwords, authentication methods, recovery methods, email accounts, phone numbers, biometric access, cloud accounts, and any other credentials or factors used to access your Wallet.

7.3. If your device, account, credential, passkey, recovery method, email, phone number, or authentication factor is lost, compromised, inaccessible, or controlled by another person, you may lose access to your Wallet or Digital Assets. Credium may not be able to restore access, recover Private Keys, or recover Digital Assets.

7.4. You must notify Credium at support@credium.com if you suspect unauthorized access to your Credium account or the Credium Platform. Notification does not guarantee that Credium can prevent, reverse, or recover Wallet transactions or Digital Assets.

7.5. You must keep your contact information accurate and current. Credium is not responsible for notices, prompts, alerts, or account information you fail to receive because your contact information is inaccurate, outdated, or inaccessible.

8. Regulated Services and Authorized Partners

8.1. Credium Wallets may be displayed together with, or connected to, other products or services such as fiat payment rails, virtual accounts, cards, card authorization, card processing, conversion, on-ramp, off-ramp, stablecoin acquisition or redemption, identity verification, compliance screening, and similar services.

8.2. Regulated Services are provided by Authorized Partners in accordance with their respective authorizations, jurisdictions, policies, terms, and disclosures. Credium does not provide Regulated Services unless expressly stated in separate terms and authorized under Applicable Law.

8.3. Authorized Partners may require onboarding, identity verification, business verification, sanctions screening, source-of-funds checks, transaction monitoring, eligibility review, fees, restrictions, account limits, or other conditions before providing services.

8.4. Your use of an Authorized Partner service is subject to that partner's terms and policies. A partner may approve, decline, suspend, reverse, refund, limit, freeze, close, or otherwise process a regulated feature in accordance with its own terms and Applicable Law. Those actions relate to the partner service and do not mean that Credium has custody of your Digital Assets.

8.5. Card, fiat, payment, conversion, on-ramp, off-ramp, or similar regulated features may not be available in all jurisdictions and may change or be discontinued at any time. Eligibility may vary by country, user status, asset, network, compliance review, partner coverage, and Applicable Law.

9. Fees, Network Costs and Taxes

9.1. Wallet transactions may be subject to blockchain gas fees, network fees, validator fees, miner fees, bridge fees, smart contract fees, slippage, spread, third-party fees, partner fees, card fees, fiat rail fees, or other costs. These fees may be charged by third parties or Blockchain Networks and may change without notice.

9.2. Where Credium charges a fee for a Wallet-related feature, we will disclose the fee or the method for calculating it where required by Applicable Law and where technically practicable. Certain fees may be embedded in partner pricing, spreads, or third-party costs.

9.3. You are solely responsible for determining, reporting, withholding, collecting, and paying any taxes, duties, levies, assessments, or other governmental charges arising from your Wallet, Digital Assets, transactions, gains, losses, rewards, airdrops, income, business activity, or other use of the Credium Platform.

10. Prohibited Uses and Legal Compliance

10.1. You must use Credium Wallets only in compliance with Applicable Law, these Terms, the Credium Prohibitions List, partner terms, and any instructions or restrictions displayed in the Credium Platform.

10.2. You must not use Credium Wallets, the Credium Platform, Digital Assets, or related services to engage in, facilitate, support, or attempt any illegal, restricted, deceptive, abusive, or prohibited activity, including money laundering, terrorist financing, sanctions evasion, fraud, scams, market manipulation, tax evasion, ransomware, extortion, theft, unlawful gambling, darknet market activity, illegal drugs, unlawful weapons, exploitation, identity theft, unauthorized money transmission, or any activity prohibited by Applicable Law.

10.3. You must not use Credium Wallets if you are located in, ordinarily resident in, organized in, acting on behalf of, owned or controlled by, or otherwise connected to a sanctioned, embargoed, prohibited, or restricted jurisdiction or person under Applicable Law or Credium policies.

10.4. You must not bypass, disable, tamper with, or circumvent any security, authentication, compliance, monitoring, geolocation, sanctions screening, transaction review, risk control, or access control implemented by Credium, an Authorized Partner, or a third-party provider.

10.5. You are solely responsible for the legality of your Wallet activity. Credium is not responsible for any unlawful, unauthorized, restricted, or prohibited use of a Credium Wallet by you or any person who accesses your credentials, device, authentication factors, or Wallet.

10.6. Credium may restrict access to the Credium Platform, decline to provide support, suspend features, terminate accounts, report activity, or cooperate with law enforcement, regulators, Authorized Partners, or third-party providers where required or permitted by Applicable Law, security requirements, partner obligations, or Credium policies. Such restrictions do not create custody or control over your Digital Assets by Credium.

11. Security, Recovery and Loss of Access

11.1. You are responsible for maintaining the confidentiality, security, and availability of all credentials and authentication factors used to access your Wallet. You should use strong security practices, including secure devices, updated software, trusted networks, multi-factor authentication where available, secure passkeys, and careful review of signing prompts.

11.2. You should not share credentials, passkeys, recovery factors, authentication codes, signing prompts, or device access with anyone. Credium will never ask you to send Private Keys or recovery secrets by email, chat, phone, social media, or support ticket.

11.3. If you lose access to your Wallet and available recovery methods are not sufficient, you may permanently lose access to your Digital Assets. Because Credium does not custody Private Keys, Credium may be unable to restore access or recover Digital Assets.

11.4. You are responsible for verifying that any support communication, link, application, browser extension, wallet prompt, or website is genuine. Credium is not responsible for losses caused by phishing, malware, fake support, social engineering, compromised devices, malicious smart contracts, or third-party scams, except to the extent such responsibility cannot be excluded under Applicable Law.

12. Blockchain Risks

12.1. Digital Assets and Blockchain Networks involve significant risks, including loss of value, volatility, de-pegging, smart contract bugs, oracle failures, bridge failures, protocol changes, hard forks, chain reorganizations, network congestion, validator or miner failures, software vulnerabilities, governance changes, cyberattacks, and regulatory changes.

12.2. Credium does not own, operate, or control Blockchain Networks, Digital Asset issuers, decentralized applications, smart contracts, validators, miners, bridges, or market data sources. Credium is not responsible for their performance, security, availability, legality, or continued support.

12.3. Credium has no obligation to support any fork, airdrop, staking reward, governance right, token migration, redemption, upgrade, chain split, or other protocol event. If Credium supports any such event, support may be limited, delayed, discretionary, or subject to separate terms.

12.4. You should understand the nature and risk of any Digital Asset or Blockchain Network before using it. Credium does not provide investment, financial, legal, tax, accounting, trading, or other professional advice.

13. Platform Availability and Support

13.1. Credium may modify, update, suspend, restrict, degrade, discontinue, or terminate any Wallet feature, Supported Asset, Supported Network, interface, API, or mobile application at any time, including for maintenance, security, legal, regulatory, operational, technical, partner, or business reasons.

13.2. Credium does not guarantee that the Credium Platform, Wallets, Third-Party Wallet Infrastructure, Blockchain Networks, or partner services will be uninterrupted, secure, error-free, compatible, available, or free of harmful components.

13.3. Support is available at support@credium.com. Support is provided for platform access, account assistance, general product questions, and user guidance. Support does not mean that Credium can control, reverse, recover, or guarantee any Wallet transaction or Digital Asset.

13.4. If Credium discontinues support for a Wallet feature, Supported Asset, Supported Network, or interface, you are responsible for taking any available steps to transfer, migrate, export, secure, or otherwise manage your Digital Assets before discontinuation, where technically possible and legally permitted.

14. Privacy, Data and Electronic Communications

14.1. Your use of the Credium Platform may involve collection and processing of personal data, account data, device data, authentication data, transaction data, blockchain data, compliance data, and support data. Credium processes data in accordance with its applicable privacy notice and Applicable Law.

14.2. Blockchain transaction data may be public, permanent, pseudonymous, searchable, and not controlled by Credium. Once data is recorded on a Blockchain Network, Credium may not be able to delete, modify, or restrict it.

14.3. Credium may use compliance screening, blockchain analytics, fraud monitoring, risk scoring, sanctions screening, geolocation controls, or other tools to protect the Credium Platform and comply with legal or partner obligations. These tools do not give Credium custody or control over your Digital Assets.

14.4. You consent to electronic communications related to the Credium Platform, Wallets, these Terms, support, security, legal notices, and product updates, subject to any applicable electronic communications notice or consent process.

15. Intellectual Property and Platform Restrictions

15.1. The Credium Platform, Credium brand, interface, software, designs, text, graphics, logos, documentation, and related intellectual property are owned by Credium or its licensors and are protected by intellectual property laws.

15.2. Subject to these Terms, Credium grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable right to access and use the Credium Platform solely for lawful use of Credium Wallets and related features.

15.3. You must not copy, modify, reverse engineer, scrape, attack, overload, resell, sublicense, frame, interfere with, or misuse the Credium Platform, except to the extent such restrictions are prohibited by Applicable Law.

16. Disclaimers

16.1. The Credium Platform, Credium Wallets, Third-Party Wallet Infrastructure, and related features are provided on an "as is" and "as available" basis. To the fullest extent permitted by Applicable Law, Credium disclaims all warranties, conditions, representations, and guarantees, whether express, implied, statutory, or otherwise, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, availability, accuracy, security, and error-free operation.

16.2. Credium does not guarantee the value, liquidity, legality, redeemability, availability, or transferability of any Digital Asset, USDC, USD Balance, Supported Asset, Supported Network, or third-party service.

16.3. Credium does not provide investment advice, financial advice, legal advice, tax advice, accounting advice, trading advice, custody, brokerage, fiduciary services, or money transmission through the non-custodial wallet provisioning described in these Terms.

16.4. No information displayed in the Credium Platform should be treated as a recommendation, solicitation, offer, guarantee, or promise by Credium regarding any Digital Asset, transaction, network, strategy, product, or partner service.

17. Limitation of Liability

17.1. Nothing in these Terms limits or excludes liability that cannot be limited or excluded under Applicable Law, including liability for death or personal injury caused by negligence, fraud, fraudulent misrepresentation, or any other liability that cannot lawfully be excluded.

17.2. To the fullest extent permitted by Applicable Law, Credium will not be liable for indirect, incidental, special, consequential, exemplary, punitive, or enhanced damages; loss of profits; loss of revenue; loss of business; loss of goodwill; loss of data; loss of Digital Assets; loss caused by unauthorized access; loss caused by third-party systems; or loss arising from blockchain, market, stablecoin, network, smart contract, partner, or user error, whether based in contract, tort, negligence, strict liability, statute, or any other legal theory.

17.3. Where liability cannot be excluded but can be limited, Credium's aggregate liability arising out of or relating to Credium Wallets or these Terms will be limited to the maximum extent permitted by Applicable Law.

17.4. The limitations in this section apply even if a remedy fails of its essential purpose and even if Credium has been advised of the possibility of damages, subject always to Applicable Law.

18. Indemnification

18.1. To the fullest extent permitted by Applicable Law, you agree to indemnify, defend, and hold harmless Credium, its affiliates, subsidiaries, directors, officers, employees, contractors, service providers, and agents from and against any claims, losses, damages, liabilities, penalties, fines, costs, and expenses, including reasonable legal fees, arising out of or relating to: (a) your use of Credium Wallets or the Credium Platform; (b) your Digital Assets or transactions; (c) your breach of these Terms; (d) your violation of Applicable Law or third-party rights; (e) your prohibited or unauthorized use; or (f) any activity conducted through your Wallet, device, credentials, or account.

19. Suspension, Termination and Effect of Termination

19.1. You may stop using Credium Wallets at any time. You remain responsible for any transactions, fees, taxes, partner obligations, or legal obligations arising before or after you stop using the Credium Platform.

19.2. Credium may suspend, restrict, or terminate access to the Credium Platform or any Wallet-related feature at any time if we believe it is necessary or appropriate for legal, compliance, security, operational, technical, partner, or risk reasons, or if you breach these Terms.

19.3. Suspension or termination of access to the Credium Platform does not transfer custody or control of your Digital Assets to Credium. However, it may limit your ability to access or manage your Wallet through the Credium Platform. Where technically available and legally permitted, you may need to use third-party recovery or access methods to manage your Wallet outside the Credium Platform.

19.4. Sections relating to ownership, non-custody, user responsibility, prohibited uses, fees, taxes, disclaimers, limitation of liability, indemnification, governing law, and any provisions that by their nature should survive will survive termination.

20. Changes to These Terms

20.1. Credium may update these Terms from time to time. If we make material changes, we will provide notice as required by Applicable Law, which may include posting updated terms on the Credium Platform or sending an electronic notice.

20.2. The updated Terms become effective on the date stated in the updated Terms or notice. Your continued access to or use of Credium Wallets after the effective date means you accept the updated Terms. If you do not accept the updated Terms, you must stop using Credium Wallets.

21. General Terms

21.1. These Terms, together with any applicable Credium policies, product terms, partner terms, notices, and disclosures, form the agreement between you and Credium for Credium Wallets. If there is a conflict, the more specific terms for the relevant feature or partner service will control for that feature or service.

21.2. You may not assign or transfer these Terms or your rights or obligations without Credium's prior written consent. Credium may assign or transfer these Terms in connection with a merger, acquisition, reorganization, sale of assets, financing, change of control, or by operation of law.

21.3. If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect, and the invalid provision will be interpreted or replaced to achieve its original intent to the fullest extent permitted by Applicable Law.

21.4. Credium will not be liable for delay or failure to perform caused by events beyond its reasonable control, including network failures, blockchain events, market events, cyberattacks, service provider failures, legal changes, regulatory action, natural disasters, war, civil unrest, labor disputes, power outages, internet failures, or force majeure events.

21.5. No waiver by Credium of any term or right will be effective unless in writing. A failure or delay by Credium to exercise any right is not a waiver of that right.

22. Governing Law and Jurisdiction

22.1. These Terms and any dispute or claim arising out of or in connection with them, the Credium Wallets, or the Credium Platform are governed by the laws of England and Wales, without regard to conflict-of-laws rules, except where mandatory consumer protection or other mandatory laws require otherwise.

22.2. Subject to mandatory rights you may have under Applicable Law, the courts of England and Wales will have jurisdiction over any dispute or claim arising out of or relating to these Terms, the Credium Wallets, or the Credium Platform.

23. Contact and Company Information

For Wallet support, notices, and product questions, contact support@credium.com.

DFI CAPITAL MANAGEMENT LTD
Company Number: 16768253
Registered Office: 66 Paul Street, London, Greater London, England, EC2A 4NA

These Terms are intended to describe non-custodial wallet provisioning and related user responsibilities. Regulated services are provided by Authorized Partners only where lawfully offered and subject to partner terms, eligibility, and availability.